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Improving Credit Score is Americans’ Top 2012 Financial Resolution

8:16 AM ET | By: BusinessNewsDaily Staff Steve Woods | Dreamstime.com CREDIT: Despite a tightening of their economic belts over the last couple of years, Americans aren’t about to give up using their credit cards. In fact, according to a … Continue reading

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Should You Get Life Insurance for Your Child?

One of the big questions that you have to ask yourself as a parent is whether or not you should get life insurance for your child. Programs like the Gerber Grow-Up Plan let you buy life insurance for your children for a … Continue reading

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4 Risky Places To Swipe Your Debit Card

  Debit Cards Are Different Would you give a thief direct access to your checking account? No? Unfortunately, you may be doing just that by regularly using your debit card. Debit cards may look identical to credit cards, but there’s … Continue reading

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10 Basic Tips for dealing with Debt Collectors

  It’s something most consumers dread — a debt collector calling to ask about an unpaid credit card debt, past due student loan or medical debt. Consumer credit counselors, debt collectors and state regulators all agree that ignoring debt collectors’ … Continue reading

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Bank of America to Add New Bank Fees

by Jim Wang on September 29, 2011 Many news outlets have been reporting that Bank of America will be instituting new fees to those with low account balances and it comes as no surprise. They are just the latest to … Continue reading

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Five Tips to Save Money on Your Laundry

My husband and I don’t usually embrace ultra-frugality for the sake of saving a buck or two. But we will change our habits if the changes are easy or we can save a significant amount of money over time. When … Continue reading

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How To Get A FREE FICO Credit Score

by Jim Wang Your FICO credit score is increasingly becoming one of the most important numbers in your life. I’ve written about what’s in your FICO credit score as well as how to get FICO credit score estimates, but never how to … Continue reading

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Foreclosures for Rent

  By Judy Martel · Bankrate.com Monday, August 1, 2011 Posted: 3 pm ET   The sluggish housing recovery is prompting President Barack Obama to consider ways to take foreclosed properties off the market and rent them until prices stabilize. … Continue reading

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Chase has dropped more than 1,000 credit card debt-collection lawsuits in several states!

According to a report by the Wall Street Journal, JPMorgan Chase & Co. has dropped more than 1,000 credit card debt-collection lawsuits in several states, including Florida, California, Illinois, New York, and New Jersey. As of March 31, 2011, the … Continue reading

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Got Hang Ups? It’s A Girl Thing!

If you’ve got hang ups, odds are you’re female. That’s what a credit card debt collector explained recently to The New Yorker Magazine. Seems like an inside trick of the collection trade is to hang up when a woman answers … Continue reading

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